SME Digital Financing
Apply Now

Maybank SME
Digital Financing

Flexible financing based on your business needs
Apply online today

    

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Note: Maybank on the page shall be referred to as Malayan Banking Berhad and Maybank Islamic Berhad.

Overview

A wide range of financing solutions available online, ranging from RM3,000 to RM20,000,000 for your business size and goals.

Register for a Maybank Business Account today in just 5 minutes. Upon approval and acceptance, cash will be disbursed into your Maybank Business Account.

Benefits

Secure funds tailored
to your needs.


Same Day Cash Disbursement

Get approval in 10 minutes.*
Disbursement within 1 minute for financing amount below RM500,000.**


Flexible Financing Amount

From RM3,000 to RM20,000,000 with flexible repayment up to 25 years, depending on the facility type.


Hassle-free Application

No documents or collateral required for financing amount below RM500,000. Option to upload documents online.


Available Online

Apply online from anywhere, anytime, with dedicated support available for end-to-end consultation.


Insurance/Takaful Protection

Subscribe to an ETIQA coverage and enjoy a lower financing rate.***

*Applicable to Maybank’s existing customers with complete records under Instant Online Financing of below RM500,000. If you are new to Maybank, we will review your application and provide a decision within 2 business days.

** Applicable to Maybank Sole Proprietorship & Partnership business account holders for the disbursement of Instant Online Financing below RM500,000. Don’t have a business account with us yet? Click here to open an account online today.

***Option to subscribe Personal Reducing Term Assurance (PRTA) or Personal Reducing Term Takaful (PRTT) offered by Etiqa on the financing amount and enjoy a lower financing rate for Instant Online Financing.

Flexible financing
in a few
simple steps

Step 1


Click the 'Apply Now' button & fill in details.​

Step 2


Click 'Submit'.​

Step 3


You will be notified about the approval status.

Step 4


Upon approval and acceptance of financing, cash will be disbursed to your business account.​

APPLY NOW

Have an ongoing application? Click below to resume, check your application status or accept your financing offer online.

RESUME OR ACCEPT OFFER

Please be informed that Maybank does not appoint any third party to act for and/or on behalf of Maybank’s SME Digital Financing application. No handling fees/commission to be paid to any agent/advisors and/or Maybank employees.

Want to get started?

Apply today!

Open to customers who are Sole Proprietors, Partnerships or Private Limited companies (Sdn. Bhd.) with:

  • Less than RM50 million annual sales turnover
  • Malaysian-owned registered company
  • Years in business:
    1. More than 1 year for facilities under Instant Online Financing
    2. More than 3 years for facilities under Personalised Business Financing

Instant Online Financing

  • Term loan or Commodity Murabahah Term Financing-i (CMTF-i)
  • Financing amount between RM3,000 to RM500,000
  • Financing Tenure:
    Financing amount:
    RM3,000 to RM250,000    		 1 to 5 years
    Financing amount:
    RM251,000 to RM500,000    		 1 to 7 years

Personalised Business Financing

  • Purpose of Financing:
    1. Working Capital
    2. Property Financing
    3. Trade Financing
    4. Capital Expenditure
  • Financing amount from RM20,000 to RM20,000,000
  • Tenure up to 25 years / Revolving (depending on facility type)
  • A Shariah compliant financing based on the principle of Commodity Murabahah (cost plus profit).
  • Save more on your financing - Profit charged is based on the outstanding principle amount and not compounded.
  • Protection of total payment via Ceiling Rate and Bank Sale Price - Protect your financing exposure in the event of increasing Bank Financing Rate (BFR).
  • No Lock-in Period, early settlement fee / exit penalty upon early settlement.

No documents required if you’re already a Maybank customer and applying for Instant Online Financing.

If you’re new to Maybank or applying for Personalised Business Financing:

  • NRIC of Directors / Shareholders / Proprietors / Partners / guarantors (passport if foreigners)
  • Business Registration document
  • Trading license (for businesses operating in Sabah & Sarawak)
  • Latest 6 months bank statement (optional but these documents might increase your chances of approval)

Additional Documents required for Personalised Business Financing:

  • Financial Statement
  • Other documents depending on product package

APPLY NOW

Have an ongoing application? Click below to resume, check your application status or accept your offer.

RESUME OR ACCEPT OFFER

Please be informed that Maybank does not appoint any third party to act for and /or on behalf of Maybank’s SME Digital Financing application. No handling fees/commission to be paid to any agent/advisors and/or Maybank employees.

Click for Instant Online Financing (English | Bahasa Malaysia)

Click for Instant Online Financing-i (English | Bahasa Malaysia)

For application under Personalised Business Financing, specific Product Disclosure Sheet will be provided by our dedicated sales personnel upon consultation.

SME hotline number : 1-300-80-8668
onlinesmeloan@maybank.com