Maybank

Features

Financing concept between Bank and customer and type of facilities.

Murabahah
- Cash Line-i, MTR-i, AB-i (import/purchase)
- ECR -i (pre-shipment) and Term Financing
Bai´ Al-Dayn
- AB-i (export/sale), ECR -i (post-shipment)
- F/DBEP-i
Commodity Murabahah(cost-plus sale)
- Commodity Murabahah Term Financing-i (CMTF- i )

Purpose of Financing

Financing Amount

Tenure of Financing

Maximum of 5 years from the first drawdown date by BNM

Profit/ Financing Rate

The profit rate during FSMI2-i is based on BNM’s funding rate + spread, where the BNM’s funding rate is 1.5% p.a.
Upon expiry of the 5 years financing tenure, the rate to be charged to the financing account will be at the market rate

Commitment Fee

Processing Fee

Eligibility

All SMIs operating in selected sectors which fulfil the following conditions:

Shareholders’ funds of not exceeding RM2.0 million.
Wholly owned Bumiputera institutions (100% Bumiputera) residing in Malaysia incorporated under the Companies Act 1965, the Co-operative Societies Act 1993, the Societies Act 1966 and registered with the Companies Commission of Malaysia or any other authoritative bodies.
All economic sectors are eligible to place under NEF2-i fund.
Business enterprise based on the definition of SME by BNM.
Shareholding by Public Listed Companies and Government Link Companies (if any) should not exceed 20%.
Business track record of not more than 7 years in operation.

NEF2-i cannot be applied for:

Purchase of shares.
Refinancing of existing credit facilities.
Purchase of land/Real estate investment.
Properties development.
Investment holding company.
Activities where stock in trade is money; and (including credit, leasing, factoring and insurance businesses).
Non-economic or non-healthy activities.
Non-Shariah compliant business activities.