Group Term Life Takaful (GTL Takaful)

Why do I need it?

• This coverage helps you provide financial assistance to your employee during unexpected calamities.

How much should I insure?

• You have the flexibility to choose the sum covered for your employees.

Additional coverage

• For additional coverage, you have the option of purchasing the Group Hospitalisation and Surgical Takaful.

Group Term Life Takaful (GTL Takaful)

• 24 hours, worldwide coverage
• Death or Total and Permanent Disability (TPD) due to natural causes and accidents

Death (Due to All Causes)

• One lump sum payment of Sum Covered Amount

Total and Permanent Disability (TPD) per life

• Sum Covered is paid up to a maximum of RM1 million, 6 months after TPD incident event date
• The balance (if any, up to RM1 million) is payable 1 year from the date of the first payment

TPD coverage expiry age

• Any Covered Member who aged sixty five (65) years or above on the Cover Start Date shall not be entitled to TPD coverage

TPD maximum coverage

• Not exceeding a sum of RM2.0 million for this certificate and all other credit related certificate within Etiqa, if any, of the same Covered Member.

Period of Takaful

• Yearly Coverage (rates subject to claims review)

Entry Age (age at next birthday)

• Min: 18 years old
• Max: 60 years old

Expiry Age (age at next birthday)

• Max: 65 years old

Sum Covered

• Min: 10,000
• Max: 100,000

Minimum members to be covered

• Minimum of 5 employees

This web page is neither a Master Certificate nor forming part of it. The precise benefits, terms and conditions and other details are available in the Master Certificate.