Fees and Charges
Current Account
| Item | Rate |
|---|---|
Transfer & Collection Of Funds | |
Marked cheques | RM15 per cheque |
Outward Dishonoured Cheques | |
Dishonoured cheques due to: | |
a. Insufficient funds | RM100 |
b. Effects not cleared | RM100 |
c. Technical reasons | Free |
Stop payment cheques: Presented with insufficient funds (upon presentation of cheque) | RM100 |
Stop payment cheques: Presented with sufficient funds (upon presentation of cheque) | RM15 |
Delivery of Inward Returned cheque by courier service | RM5 per cheque |
Delivery of Return Cheque Advices (RCA) by Normal mail (misplaced) | RM1.00 |
Collection of Inward returned cheque at Home Branch by customer | FOC |
Cheque processing fee | RM0.50 |
Half yearly service fee: | |
a. All accounts with an average balance of less than RM1,000 for Individual/Joint Accounts & RM1,000 for Business Accounts each half year in June/December except for new accounts opened in June or December | RM10 |
b. All accounts closed by customer or the Bank except for accounts closed in July or January | For each half year in June/December: RM10
Exception: Accounts which are closed in July or January but opened in the previous June/December respectively and having balances of less than RM1,000 |
Request For Statements: | |
a. Weekly Statements (Business accounts only) | RM15.00 per request per account (Auto-debited by system) |
b. Daily Statements (Business Accounts only) | RM5.00 per request (Auto-debited by system) |
Request for duplicate statements
Note:
| a) Within 1 year from Original Statement Date: RM1.00 per page plus RM10.00 per request b) More than 1 year from Original Statement Date: RM1.00 per page plus RM20.00 per request |
Reference (misplaced) | Eg: 2 pages = Charges RM5.00 Effective 8.3.2017 |
Request for Photocopy of Cheque Images/Cheques/Pay-in Slips/Advices: | |
i) Where the retrieval is from RECALL/involves recall: | |
a) Branches in FT, Selangor, Perak, Pahang, N.Sembilan & Melaka Routine 1st item | RM18.00 |
Each subsequent item | RM4.00 |
Priority | |
1st item | RM35.00 |
Each subsequent item | RM10.00 |
Urgent | |
1st item | RM60.00 |
Each subsequent item | RM10.00 |
Self-retrieval Per carton | RM3.00 |
b) Branches in Johor, Penang, Kedah & Perlis | |
Routine | |
1st item | RM35.00 |
Each subsequent item | RM6.00 |
Priority | |
1st item | RM60.00 |
Each subsequent item | RM14.00 |
Urgent | |
1st item | RM120.00 |
Each subsequent item | RM26.00 |
Self-retrieval | |
Per carton | RM3.00 |
ii) Where the retrieval does not involve the service of RECALL:
Notes: All requests should be calculated from the date of the request backwards to the date of the cheque requested. | a) More than 3 months: RM5.00 per copy plus RM10.00 per request b) 3 months or below: RM1.00 per copy plus RM10.00 per request |
Statements via Magnetic Tape: | |
For organizations/companies NOT using our APS ie. Where customer maintains accounts with various Branches (eg. Collection Accounts) | Service charge: RM50.00 per account. Free for organizations using our APS. |
Transport costs: Actual cost to and fro from Branch (excluding branches in Klang Valley) to Processing Centre. | |
Notes: Branch Manager where the Main Account is maintained is allowed to negotiate the service charge which in total must not be less than RM50.00 | |
i) Branch Managers may obtain Head Office’s approval for waiver of the Service Charge. | |
Operation of Account by Correspondent Banks at Maybank Branches: | |
External accounts in local currency (RM) | |
a) Interest on Credit Balances | None |
b) Interest on Debit Balances | Subject to arrangement |
c) Maintenance Fees/Service Charge | Subject to arrangement |
d) Statement of Account | Rendered as of the last business day of each month or more |
Credit Items | |
a) ALL credit items | FOC-Value given: same day |
b) Payments received before 1:00 p.m. on weekdays and before 9:30 a.m. on Saturday, Half-yearly ( Dec31 ) and year-end (June30) closing | FOC-Value given: same day |
c) Payments received after 1:00 p.m on weekdays and after 9:30 a.m. on Saturday, Half-yearly (Dec31) and year-end (June 30) closing | FOC- Value given: following working day |
Debit items | |
a) Debit items representing Inter-Bank payments | RM2.00 per item |
b) Payment instructions received before 11.30am on weekdays (provided that there are available funds in the account with us or receipt of cover by 1.00pm) and | Value: same day |
Sundry Communication: | |
AUDIT Enquiry /Confirmation | RM45.00 per enquiry/confirmation (with effect 1 April 2016) |
Encashment Facility: | Inland Exchange Commission: NIL |
a) Encashment at Branch Counters | Service charge: a)Authorised 3rd Party - RM3 per cheque (on Payee) b)Non-authorised 3rd Party - RM3 per cheque (on Payee) |
b) Third Party Cheque Encashment | RM2.00 per item (on drawer) |
Uncollected Cheque Books | RM30.00 per cheque book destroyed |
DCHQS Appeal and Handling of DCHQS Special Account | Service charge of RM100.00 per appeal
|
Temporary Facility/Temporary Excess due to insufficient funds | Service charge: a) RM50.00 for individuals and SME* Accounts (BNM Classification)
|
RM200.00 for Business Accounts (other than SMEs) without facility.
| |
Minimum of RM200.00 or 0.1% of the Temporary Excess amount subject to a cap of RM2,000.00 for Business Accounts with facility.
| |
Application for Temporary Facility/Temporary Excess Line for Retail Customers processed by Branches (inclusive of cases for ratification) | RM100.00 per approved application |
Early closure of account: Ie. 3 months from date of opening | RM20.00 per account |
Change of Signatories OR Conditions for Corporate Current Account | RM10.00 per occasion |
Endorsement on status of company’s account for submission of Tender | RM20.00 per account |
Confirmation of Authorised Signatories of cheques for renewal of Pusat Khidmat Kontraktor licence and other similar requests | RM20.00 per confirmation |
Basic Current Account | Service charge: RM10 per half year, (waived for accounts that maintain a monthly average balance of RM1,000 and above for six (6) months) Replacement of ATM/bankcard: RM12 Account closure within 3 months of opening: RM20 MEPS charges: RM1 |
Basic Current Account-i | Service charge: RM10 per half year, (waived for accounts that maintain a monthly average balance of RM1,000 and above for six (6) months) Replacement of ATM/bankcard: RM12 Account closure within 3 months of opening: RM20 MEPS charges: RM1 |