Zest-i Account

Win prizes all year long worth RM5 million with a Zest-i Account!

Invest now and maintain a monthly min. balance of RM200 to stand a chance to win amazing prizes. Don't miss out!

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It's a Shariah-compliant investment account that's open to everyone, offering the convenience of investing money, potentially earning a monthly profit and a chance to win great prizes all year.

Features

• Win year-round prizes
  Invest a min. of RM200 for chances to win yearly, half-yearly, quarterly, and monthly prizes!
• Earn potential profit*
  You will earn an indicative profit rate based on a profit-sharing ratio.
• Easy account management
  Manage your account using the MAE app or Maybank2u web.
• Debit Card & wide ATM access
  Access your account to invest and withdraw funds at over 2,900 Maybank and international ATMs. Additionally, use your Debit Card to make purchases and access ATMs.
• Sign up completely online
  Skip the trip to the bank and sign up seamlessly online. 

Start now and experience convenient and rewarding investments with a Zest-i Account!

* Profits are paid monthly and are not subject to balance band or number of withdrawals.

Simply invest a minimum of RM200 in Zest-i Account for a chance to win. Check the Average Daily Balance (ADB) and Month End Balance (MEB) criteria for your desired prizes listed below:

*Changes to prizes take effect from 1^st January to 31^st December 2024.
*Customers are eligible for all categories at the same time, given meeting the ADB and MEB requirement.
*Winners of Monthly category will not be eligible for the following Monthly categories for three (3) consecutive months.

Steps to win Zest-i Account

Step 1: Maintain an active account.
(defined as having banking transactions for a period of three (3) continuous months).

Step 2: Invest and maintain balance in the account until the end of the respective prize draw category period.
Prize Draw categories are subject to minimum Average Daily Balance (ADB) and minimum Monthly End Balance (MEB) requirements as stated in table above.

Step 3: For each increment of minimum ADB, you will be granted with one (1) additional entry for the prize draw. Increase your funds and collect as many entries as you can for a higher chance to win!

Winner announcement for Zest-i Account

List of winners will be announced at the end of every month. Be sure to check if you are one of the lucky ones at our winner list page!

Redeeming Prize for Zest-i Account

Congratulations! You will be contacted by our staff from Maybank/Maybank Islamic branch for further details to redeem your prizes.
*Winners are to claim the rewards within three (3) months from announcement date. 

If you fall into any of these categories, you're eligible to apply for a Zest-i Account:

• Individuals below 18 years of age under Trust Accounts
• Individuals above 18 years of age
• Permanent Malaysian Residents
• Non-Residents of Malaysia (with working permit)
• Personal/Joint account holders

Apply for a Zest-i Account online easily! Just follow these simple steps:

 You only need to invest a minimum of RM50 to get started.

1) MAE app

Step 1: Click ‘Apply’

Step 2: Under ‘Accounts’, select ‘Zest-i’

Step 3: Follow the on-screen instructions to complete your application

Notes:

1. Scan your MyKad during your application.
2. Activate your account with an FPX transfer from a bank account in your name

2) Maybank2u website

3) Your nearest Maybank/Maybank Islamic branch

Here’s the indicative profit rate and profit sharing ratio comparison between investors and bank:

*Profit payments are made on a monthly basis
*Effective from 16 June 2024 to 15 July 2024

From 16 August 2022, we'll use the 'Split Tier' method for profit calculation. It separates account balances into different rate tiers.

Click here for Frequently Asked Questions (FAQ).

Klik di sini untuk Soalan Lazim.

Click here to view Investment Account Fund Performance Report (Q1 2020)

Click here to view Investment Account Fund Performance Report (Q2 2020)

Click here to view Investment Account Fund Performance Report (Q3 2020)

Click here to view Investment Account Fund Performance Report (Q4 2020)

Click here to view Investment Account Fund Performance Report (Q1 2021)

Click here to view Investment Account Fund Performance Report (Q2 2021)

Click here to view Investment Account Fund Performance Report (Q3 2021)

Click here to view Investment Account Fund Performance Report (Q4 2021)

Click here to view Investment Account Fund Performance Report (Q1 2022)

Click here to view Investment Account Fund Performance Report (Q2 2022)

Click here to view Investment Account Fund Performance Report (Q3 2022)

Click here to view Investment Account Fund Performance Report (Q4 2022)

Click here to view Investment Account Fund Performance Report (Q1 2023)

Click here to view Investment Account Fund Performance Report (Q2 2023)

Click here to view Investment Account Fund Performance Report (Q3 2023)

Click here to view Investment Account Fund Performance Report (Q4 2023)

Click here to view Investment Account Fund Performance Report (Q1 2024)

Click here for Terms and Conditions of Zest-i Account

Click here for Frequently Asked Questions (FAQ)

Click for Specific Terms & Conditions of Zest-i Account (Eng | BM)

Maybank Islamic is a member of PIDM. Zest-i Account is not Protected by PIDM.

* Click here for PIDM's DIS Brochure.

* Click here for List of Insured Deposits.