Stamp Duties

As per the Stamp Duty Act 1949 (Revised 1989)

• Letter of Offer (RM10.00)
• Principal Document* (RM5.00 for every RM1,000)
• Security Document (RM10.00)
• Standing Instruction (RM10.00)

Legal & Disbursement Fees

Include solicitor fees for loan/financing documentation, registration of charge, land search, bankruptcy search and etc.

Processing Fee

Processing fees RM50 to RM200 depending on loan/financing amount

Set-up fee
(applicable for Conventional FlexiOD only)

Set-up fees RM200
(applicable for Conventional FlexiOD only)

Letter for EPF Withdrawal

RM 10 per request

Monthly Maintenance Fee*

RM 5.00 (applicable for Conventional MaxiHome/MaxiShop FlexiOD only)

Commitment Fee

Commitment Fee of 1% is to be levied on unutilized portion of Overdraft facilities granted to the following:-

• Individual, when the Overdraft limit is in excess of RM250,000.
• Companies irrespective of Overdraft limit.

Note: Not applicable for Term Loan and Islamic Facility

Redemption Letter

RM50 for first request and RM100 for each subsequent request.

Late Payment Charges 

(Applicable for Islamic Facility only)

Overdue Instalment or Scheduled Payment/Ansuran Tertunggak atau Bayaran Berjadual: 1% p.a. on the installment amount in arrears from the date of the first drawdown of the Facility until its Maturity Date

or

Upon Maturity Date of the Facility or upon judgment, whichever is earlier/Tamat tempoh kemudahan atau apabila mendapat perintah, yang mana dahulu : Prevailing daily overnight Islamic Interbank Money Market (IIMM) rate on the outstanding balance due and payable

Note: The Late Payment Charges charged shall not be further compounded