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Senior PA

Senior PA

A personal accident plan created just for seniors with premiums from RM0.65 a day

What is Senior PA?

Coverage up to RM160,000 for as low as RM0.65 a day.


A comprehensive personal accident plan for seniors aged 45-70 that covers high medical bills, disability, nursing care and recovery expenses due to accidents.

Benefits

  • Medical and permanent disability treatment expenses after an accident
  • Immediate coverage
  • Guaranteed acceptance with no medical check-up required
  • 24-hour worldwide coverage
  • Nursing and recovery expenses: unlike other PA plans that focus on bereavement/death benefits, Senior PA is designed for the well being of seniors with high coverage in medical, disability, nursing and recovery benefits.
  • Cash for each day in the hospital up to RM16,000: for recovery from accidental injuries in a registered hospital or clinic.
  • Affordable premiums starting from as low as RM0.65 a day cents a day and will not increase with age.
  • Hassle-free with all lump sum benefits payable on top of any other insurance policies you may have.
  • 30-day money back guarantee if you decide to cancel your policy.
  • Easy & flexible payment via auto debit with Maybank Savings/Current account or with your Credit Card. Choose to pay on a monthly or yearly basis.
  • Flexible schemes: Choose from 3 available schemes.
  • Great savings:
    • Up to 20% off when you cover your spouse
    • Up to 11% off when you choose to pay in the yearly contribution mode.

Who can apply?


For Residents of Malaysia, Singapore and Brunei aged 18- 70 in good health and free from physical impairment or deformity.

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How much will you be insured for?


Enjoy comprehensive coverage up to:

  • RM20,000 for Accident Medical benefit
  • RM160,000 for Total Paralysis benefit
  • RM100,000 for Other Permanent Total Disablement benefit
  • RM24,000 for Accidental Death benefit
  • RM160 per day for Hospital Cash Allowance (up to 100 days)
  • RM100 per day for Nursing Care Allowance
  • RM2,000 per accident (lump sum) if admitted to ICU
  • RM6,000 per accident to purchase orthopaedic equipment
  • RM300 per accident for Ambulance Fee

Choose from 3 schemes according to your needs:

Selected BenefitsSilver Plan(RM)Gold Plan (RM)Diamond Plan (RM)
Medical Reimbursement (per accident) 10,000 15,000 20,000
Hospital Cash Allowance up to 100 days (per accident) 8000 12,000 16,000
Recovery Cash & Nursing Care (per accident) 4500 6750 9000
Family Allowance & Ambulance Fee (per accident) 1300 1800 2300
Total Permanent & Other Disablement Benefits 80,000 120,000 160,000

 

PremiumsMonthlyYearlyMonthlyYearlyMonthlyYearly
Myself only/ Single Parent 22.00 238.00 30.00 325.00 36.00 390.00
Myself & Spouse/Both parents 36.00 390.00 49.00 530.00 58.00 627.00


This web page is neither a contract of insurance nor forming part of it. The precise benefits, terms and conditions and other details are available in the Policy Contract.

Click here for the Policy Schedule

Download eBrochure

PIDM protection


The benefit(s) payable under eligible policy/product is(are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Etiqa General Insurance Berhad or PIDM (visit www.pidm.gov.my).

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