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Retirement

Smart Wealth

Guaranteed cash payouts for your loved ones. Distribute wealth according to your legacy and wishes.

Why do I need it?

You’ve worked hard to be where you are to build a comfortable lifestyle for you and your family. Maintaining this for your loved ones is challenging, especially when you are no longer around. Smart Wealth will ensure the lifestyle that your family have become accustomed to, continues.

Smart Wealth enhances your retirement plan, and at the same time set aside some wealth to be distributed to your children should you no longer be around.

Features

  • Guaranteed cash payout to your loved ones, should death occur. And, an ADDITIONAL 200% of the Sum Insured will be paid if it is caused by an accident.
  • Guaranteed ADDITIONAL 25% of cash payout1 of the Sum Insured, on top of a disability claim.
  • Guaranteed cash payout if diagnosed with a critical illness2.
  • Guaranteed no medical examination3 if your Sum Insured is RM2,000,000 or below.
  • Guaranteed to waive premiums4 in the event of critical illness, disability or death.

Note:
1Subject to disability prior to age 70 and 5% of the sum insured per year up to 5 years and maximum of RM2,000,000 per life.
2With optional critical illness cover.
3Subject to your health condition and age.
4With optional waiver of premium cover.

This plan covers up to 100 years old, and you can choose your payment tenure from 5,10,15, 20 years or full term.

*Other terms and conditions apply.

Click here to view full Fund Fact Sheets.

Types of Funds Available

Fund Name

Fund Details

Fund Fact Sheet

Premier Global Sustainable Equity  Fund

Newly launched ESG* fund effective 27 May 2022

  • To deliver performance through investments in companies whose activities are linked to sustainable investing themes over medium to long term period.

 

*Refer below for more information.

Eng  |  BM

Stable Fund
  • To deliver performance that exceeds the 12-month fixed deposit rate over a 5-year period.
  • Targeted at individuals seeking a greater return (but with less volatility) than from Balanced Fund solely investing in bonds or fixed income.

Eng  |  BM

Balanced Fund

Eng  |  BM

Growth Fund
  • To deliver performance that exceeds the FTSE Bursa Malaysia 100 Index over a 5-year period.
  • Targeted at individuals seeking a greater return (but with less volatility) than from solely investing in bonds or fixed income.

Eng  |  BM

Premier Global

Equity Fund
  • To deliver performance from investment in global equities that exceeds the MSCI World Index over a 5-year period.
  • Targeted at individuals with an appetite for a higher risk investment strategy, from exposure to global equity volatility and movements in foreign exchanges rates.
  • Possibility of higher returns over the longer term.

Eng  |  BM

Premier Income Fund
  • To deliver performance that exceeds the 12-month fixed deposit rate over a 5-year period.
  • Targeted at individuals seeking exposure to returns from bonds.

Eng  |  BM

Dana Pendapatan Prima

Eng  |  BM

Premier Index Fund
  • To deliver performance of the FTSE Bursa Malaysia KLCI Index.
  • Targeted at individuals seeking exposure to returns from equities where the fund follows performance in line with the market.

Eng  |  BM

Premier Equity Fund
  • To deliver performance that exceeds the performance of the FTSE Bursa Malaysia 100 Index over a 5-year period.
  • Targeted at individuals seeking exposure to returns from equities.

Eng  |  BM

Dana Ekuiti Prima
  • To deliver performance that exceeds the FTSE Bursa Malaysia EMAS Shariah Index over a 5-year period.
  • Targeted at individuals seeking exposure to returns from equities.

Eng  |  BM

Premier Asia Pacific Equity Fund
  • To deliver performance from investment in equities of ASIAN companies (excluding

Japan) that exceeds the MSCI AC Asia Pacific ex Japan Index over a 5-year period.

  • Targeted at individuals with an appetite for a higher risk investment strategy, from

exposure to Asia Pacific equity volatility and movements in foreign exchanges rates.

  • Possibility of higher returns over the longer term.

Eng  |  BM

Premier Asian Equity Dividend Fund
  • To deliver income and capital growth by investing in equities of Asia Pacific companies excluding Japan) over medium to long-term investment horizon.
  • Targeted at individuals with an appetite for a higher risk investment strategy, from exposure to Asia Pacific equity volatility and movements in foreign exchanges rates.
  • Possibility of attractive dividend yields and steady capital growth over medium to long term.

What is Environmental, Social and Governance (ESG)?

Investment funds that are ESG-focused are guided by these considerations:

How to Apply?

Make your appointment online at Maybank EzyQ

To talk to our friendly Sales Representatives at a Maybank branch near you.

How to Switch Funds?

For existing policyholders, switch funds conveniently with:

More info

PIDM protection

PROTECTION BY PIDM ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS POLICY/PRODUCT IS SUBJECT TO LIMITATIONS.

The benefit(s) payable under eligible policy/product is(are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Etiqa Life Insurance Berhad or PIDM (visit www.pidm.gov.my).

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