From chasing dreams to
building brands in 10 years
with Maybank Goal-Based Investment
Now available on the MAE app and Maybank2u website.
From small aspirations to
grand explorations in 20 years
with Maybank Goal-Based Investment
Now available on the MAE app and Maybank2u website.
From hustling daily to
resting comfortably in 30 years
with Maybank Goal-Based Investment
Now available on the MAE app and Maybank2u website.
What is Maybank Goal-Based Investment?
It is a beginner-friendly investment tool designed to help you achieve your financial goals by investing in Unit Trust funds from as low as RM200.
Start by simulating a monthly investment based on your personal goal, then adjust your plan according to your risk tolerance and preferred time frame.
Start with a goal
Grow Wealth
Make your money work hard
for you from the get-go.
Grow Wealth
52%
of Malaysians above the age of 18 have yet to start investing.*
*According to Ringgit Plus Malaysian Financial Literacy Survey 2022.
With Maybank Goal-Based Investment, you just need RM200 to get started!
Education
Give your child a better future
to pursue their dreams freely.
Education
49%
of Malaysian students are in debt due to their tertiary studies.*
*According to Global Student Survey 2022 by Chegg.org.
Start building a stable fund for your child's future with Maybank Goal-Based Investment.
Retirement
Achieve financial freedom
by the time you retire.
Retirement
34%
of Malaysians have not started financially planning for their retirement.*
*According to Ringgit Plus Malaysian Financial Literacy Survey 2022.
It's never too late to start!
Easily curate a fund now with Maybank Goal-Based Investment.
Why invest with us?
Trust us to set your money in motion.
Funds managed by
professional fund managers
Start investing from as low
as RM200
Shariah-compliant funds available
Invest online—no branch visits required
Low sales charge from
0% to 1.5%
Invest flexibly with no lock-in period
Funds managed by
professional wealth experts
Start investing from as low as RM200
Shariah-compliant funds available
Invest online—no branch visits required
Low sales charge from
0% to 1.5%
Invest flexibly with no lock-in period
Take a look at our
available funds
Once you have your investment plan ready, you can select
your preferred portfolio curated by our wealth experts
based on your risk profile.
Conservative
Estimated Annual Returns UP TO
4.33% p.a.*
Suitable for investors seeking better returns than Maybank’s Fixed Deposit-i rate and those prepared to accept minimal losses in the short-term to preserve capital as much as possible.
FOCUSED Funds
Money Market
Maybank Retail Money Market-i Fund
*The calculation of Funds performance is based on the net distribution per unit (sen) as of 30 September 2022. Past performance of the fund is not an indication of its future performance. There is no guarantee that the respective Funds will achieve their investment objective.
Moderately Conservative
Estimated Annual Returns UP TO
6.78% p.a.*
Suitable for investors seeking significantly better returns than a bank’s fixed deposits and those prepared to accept more than minimal losses for higher potential returns.
FOCUSED Funds
Fixed Income
Maybank Malaysia Sukuk Fund
Fixed Income
Maybank Malaysia Income-i Fund
Fixed Income
Maybank Income Flow-i Fund
Fixed Income
Maybank Income Management-i Fund
*The calculation of Funds performance is based on the Annual total return for the financial years ended 31 May 2023. Past performance of the fund is not an indication of its future performance. There is no guarantee that the respective Funds will achieve their investment objective.
Balanced
Estimated Annual Returns UP TO
5-7% p.a.*
Suitable for investors seeking moderate capital growth and willing to accept moderate risks and losses for potential returns.
FOCUSED Funds
Mixed Assets
Maybank Global Mixed Assets-i Fund
Fixed Income
MAMG Global Income-i Fund
Mixed Asset
Maybank Global Wealth Conservative-i Fund
*There is no guarantee that the respective Funds will achieve their investment objective. Distribution generated from yield and/or capital for decumulation class.
Moderately Aggressive
Estimated Annual Returns UP TO
9.88% p.a.*
Suitable for investors seeking higher capital growth and those who are willing to accept higher risks and losses for the potential to get higher returns.
FOCUSED Funds
Equity
Maybank Asiapac Ex-Japan Equity-i Fund
Fixed Income
MAMG Global Dividend Fund - MYR Class
Equity
United Golden Opportunity Fund - MYR Hedged Class
Equity
United Global Quality Equity Fund - MYR Hedged
*The calculation of Funds performance is based on the Annual total return for the financial years ended 30 June 2023. Past performance of the fund is not an indication of its future performance. There is no guarantee that the respective Funds will achieve their investment objective.
Money Market
Maybank Retail Money Market-i Fund
This is Maybank Asset Management Sdn Bhd’s Islamic Money Market Fund.
It aims to provide investors with high-level liquidity and a regular income stream to meet cash flow requirements based on Shariah principles while maintaining capital preservation.*
*Capital preservation does not signify that the capital/principal invested is guaranteed/protected by any party.
Fixed Income
Maybank Malaysia Sukuk Fund
This is Maybank Asset Management Sdn Bhd’s first local sukuk (bonds) fund.
It aims to provide investors with annual income through investing in a portfolio of bonds with a medium to long-term investment horizon (a period of 3 years and above).
Fixed Income
Maybank Malaysia Income-i Fund
This is Maybank Asset Management Sdn Bhd’s sukuk (bonds) fund.
It aims to provide a steady appreciation of the Net Asset Value (NAV) of the fund with a regular flow of income* through investments in bonds with a long-term investment horizon (more than 5 years).
*Distribution of income, if any, is through reinvestment of units into the unit holder’s account.
Fixed Income
Maybank Income Flow-i Fund
This fund aims to provide investors with high-level liquidity and a regular income stream that is tax-free based on Shariah principles.
Suitable for investors who seek consistent monthly income distribution, and prefer a short to medium-term investment horizon.
Fixed Income
Maybank Income Management-i Fund
This fund aims to generate a consistent stream of income distribution every 6 months through investments in a diversified portfolio of sukuk (bonds) with a medium to long-term investment horizon.
Mixed Asset
Maybank Global Mixed Assets-i Fund
The Fund is a Shariah-compliant unit trust fund that invests in a portfolio of mixed assets such as global equities and global sukuk (bonds), diversifying assets and cash for potential long-term capital growth.
It seeks to achieve a target net return of 6% p.a.* in USD over the medium to long-term investment horizon (more than 5 years).
*There is no guarantee that the Fund will achieve its investment objective.
Fixed Income
MAMG Global Income-i Fund
This is Maybank Asset Management Sdn Bhd’s feeder fund that aims to maximise investment returns by investing in the target fund, the AZ Islamic - MAMG Global Sukuk.
Suitable for investors seeking to maximise investment returns and willing to tolerate risk associated with investing in a portfolio of sukuk (bonds) issued globally, with a medium to long-term investment horizon (more than 3 years).
Mixed Asset
Maybank Global Wealth Conservative-i Fund
This is Maybank Asset Management Sdn Bhd’s Islamic mixed assets fund. It aims to provide income and possible capital growth in the medium to long-term with target returns of 5% p.a.* This conservative portfolio seeks to provide higher income payouts (expected income distribution of 7% p.a.**) by drawing down on capital in a systematic manner.
*There is no guarantee that the respective Funds will achieve their investment objective.
**Distribution generated from yield and/or capital for decumulation class.
Equity
Maybank Asiapac Ex-Japan Equity-i Fund
This is Maybank Asset Management Sdn Bhd’s first regional Shariah-compliant equity fund.
It aims to achieve capital growth by investing in Shariah-compliant equities issued by companies whose businesses are in the Asia Pacific Ex-Japan markets with a long-term investment horizon (more than 5 years).
Fixed Income
MAMG Global Dividend Fund - MYR Class
This is a feeder fund that aims to achieve income and capital growth from a portfolio of high-quality global dividend stocks by investing in the JPMorgan Investment Funds - Global Dividend Fund.
It seeks to provide long-term capital growth by investing primarily in companies, globally, that generate high and rising income.
Equity
United Golden Opportunity Fund - MYR Hedged Class
This fund is managed by UOB Asset Management (Malaysia) Berhad and seeks to achieve long-term capital appreciation by investing in physical gold exchange-traded funds globally.
Suitable for investors with a more aggressive risk appetite and seeking exposure to gold.
Equity
United Global Quality Equity Fund - MYR Hedged
This fund is managed by UOB Asset Management (Malaysia) Berhad and seeks to provide long-term capital appreciation by investing in the United Global Quality Growth Fund which invests in equities and equity-related securities of companies listed and traded on stock exchanges globally.
Suitable for investors with high-risk tolerance looking for exposure to the global markets.
Equity
United Global Technology Fund - MYR Class
This fund is managed by UOB Asset Management (Malaysia) Berhad and seeks to provide long-term capital appreciation by investing in the T. Rowe Price Funds SICAV - Global Technology Equity Fund (Target Fund) which invests in a diversified portfolio of stocks of global technology companies.
Suitable for investors with high-risk tolerance looking for exposure to the technology industry.
The contents above do not constitute a recommendation to invest in any unit trust products. Click here for the full funds disclaimer.
Got a question?
Check out our FAQ below for more information on Maybank Goal-Based Investment.
1
How many goals can I create?
You can create up to 10 goals in total:
-
Maximum of 1 Retirement Goal
-
Up to 3 Education Funds for yourself
-
Up to 3 Education Funds for your children
-
Up to 3 Grow Wealth Goals
2
Are there any hidden fees or charges?
Depending on your selected portfolio, there will be a one-time sales charge ranging from 0% to 1.5% for each deposit (including initial deposit, top ups and Monthly Auto-Deposits). Please note that the sales charge may differ from time to time without prior notice.
3
Is Maybank Goal-Based Investment only available to Maybank/Maybank2u customers?
Yes, you need the following accounts to invest in Maybank Goal-Based Investment:
-
A Maybank savings/current account with active Maybank2u access (not applicable to joint accounts)
-
A Maybank Unit Trust account
If you are already a Maybank customer but have not activated your Maybank2u access, go to www.maybank2u.com.my and click the ‘Register Now’ on the top right corner of the screen.
If you are not yet a Maybank customer, go to www.maybank2u.com.my and click the ‘Open Account’ at the bottom of the screen.
4
What is a sales charge?
Sales charge is a fee applied to your total transaction upon purchasing a Unit Trust. Sales charges will vary depending on the type of Unit Trust purchased.
Yes, I'm ready to invest.
*Disclaimer: Maybank does not guarantee any returns. Customers may risk earning no returns at all on investments made. Past performance is not an indication of future performance. Maybank is a member of Perbadanan Insurans Deposit Malaysia (PIDM). Maybank Goal-Based Investment is not protected by PIDM. Click here for the full Terms and Conditions.