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MaxiHome Contents

Protect your valuables from theft, floods and damage from RM21.15/month1.

What is MaxiHome Contents insurance plan?


A plan that protects the valuables in your home against loss or damage as a result of theft, natural disasters and accidents.

Features


  • Comprehensive coverage for household contents designed specifically to insure valuables, furniture, clothing and other personal belongings against possible loss or damage as a result of theft, natural disasters and accidental damage.
  • 24-hour protection, 365-dayscoverage
  • Immediate cover from the day your application is approved.
  • On-the-spot policy issuance.
  • Personal liability will cover you against legal liabilities in the event you accidentally cause injury or property damage to others.
  • Affordable premiums starting from as low as RM21.15 a month1.
  • Easy & flexible payment via auto debit with Maybank Savings/Current account or your Credit Card.

What can I be covered against?


Theft

  • Loss of or damage to property including personal money kept at home caused by theft

 

Natural Disasters

Loss of or damage to property as a result of

  • Hurricane, cyclone, typhoon and windstorm2
  • Earthquake and volcanic eruption2
  • Flood2
  • Subsidence or landslip3
  • Lighting and thunderbolt

 

Loss of or damage to property as a result of

  • Bursting or overflowing domestic water tanks, apparatus or pipes2
  • Malicious persons and vandals2
  • Impact by road vehicles4
  • Fire and explosion
  • Falling aerial devices or aircraft
  • Riot, strike and civil commotion

 

Accidental damage against specified risks to:

  • Electrical and electronic appliances in your home5
  • Mirrors, plate glass, and fixed glass in furniture5

 

Personal Liability

  • Covers you against legal liabilities in the event you accidentally cause injury or property damage to others

 

In the event of loss or damage, the following excess will apply:

1Based on coverage for Home Contents value of RM30,000, Personal Money of RM750 and Personal Liability of RM250,000

2The first RM250 is not covered

3The first 5% of Sum Insured, subject to a maximum of RM25,000

4The first RM250 is not covered in respect of impact by road vehicle belonging to or under the control of the Insured

5The first RM200 is not covered

Coverage and premium


Here is a list of coverage and premiums:

Value of Total Home Contents

(RM)

Personal Money

(RM)

Personal Liability

(RM)

Annual Premium

(RM)

30,000

750

250,000

230

40,000

1,000

302

50,000

1,500

374

60,000

446

70,000

1,750

518

80,000

590

90,000

2,000

662

100,000

734

110,000

806

120,000

878

130,000

950

140,000

1,022

150,000

1,094

160,000

1,166

170,000

1,238

180,000

1,310

190,000

1,382

200,000

1,454

210,000

1,526

220,000

1,598

230,000

1,670

240,000

1,742

250,000

1,814

All premiums, other charges and fees (if applicable) are subjected to relevant charges or taxes as deemed necessary by the Malaysia tax authorities. The premiums are exclusive of RM10 stamp duty.

Flood Safety Tips


BEFORE

 

DURING

 

AFTER

         

Store important documents in a safe place or bring them to evacuation centre

 

Stay away and do not touch electrical cables/wires that break/fall into water

 

Do not try to turn on electrical appliances which had been submerged by flood

         

Turn off all main electrical switches, water and gas supply valves before leaving home

 

Do not walk through a flooded area to avoid falling and injury

 

Bring affected electrical equipment for cleaning, inspection and repair (if necessary) by a qualifed technician

Source: Flood Season Safety Tips, Bernama (Jan 6, 2021) https://www.bernama.com/v2/es/infographics/index.php?v=7721

How to submit your flood claim?


Claim via WhatsApp

 

Simply WhatsApp us a text message, photo, or video recording of the food

No documents required

 

No forms or supporting documents required

Instant approval

 

 

On-site approvals for claims less than RM20,000

 

Contact us anytime, and we will send our rangers to make it easy for you to claim.

Location

24-Hour WhatsApp No

Flood Claims Careline

Kuala Lumpur, Selangor, Perak, Penang, Kedah & Perlis

011 – 1630 6646

03 – 2692 8188

Kelantan, Terengganu, Pahang, Johor, Melaka, Negeri Sembilan, Sabah & Sarawak

018 226 3288

03 – 4270 7735

03 – 4270 5068

Terms and conditions apply.

Who can apply?


For home owners or renters in Malaysia.

  • Houses classified as type Class 1A construction, i.e. Brick/concrete walls and roofed with tiles/concrete.
  • Applicable for landed houses, flats, condominiums and apartments of private dwelling only.

Other Info


This web page is neither a contract of insurance nor forming part of it. The precise benefits, terms and conditions and other details are available in the Policy Contract.

Click here to download MaxiHome Content ebrochure!

PIDM protection


The benefit(s) payable under eligible policy/product is(are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Etiqa General Insurance Berhad or PIDM (visit www.pidm.gov.my).

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Find a Maybank branch nearby to you


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