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Savings & Protections

Premier Cash Refund

Enjoy savings and coverage at affordable premiums

Why Apply?

An affordable life protection plan that refunds to your total premiums paid


Premier Cash Refund provides you with solid life coverage and also savings at an affordable entry with the following benefits:

  • Get high coverage from premature death and total permanent disability with affordable premiums.
  • If no claims are made till maturity of the plan, you will receive a full refund of the Total Premiums Paid (excluding loading and rider premium).
  • Death benefit is paid in one lump sum.
  • Easy premium payment: pay premiums via simple auto debit from your Maybank Current/Savings account or credit card.
  • Flexible payment schemes: options of annual, bi-annual, quarterly or monthly installments.

    

Am I Eligible?


You can apply for Premier Cash Refund if you are:

  • A resident of Malaysia.
  • Aged between 16 and 60 years old.

How Much Can I Be Insured For?


Example based on benefits for a male aged 30 with a  policy tenure of 15 and 20 years:

Entry Age*Policy Tenure (Years)Maturity ageMonthly PremiumDeath/TPD BenefitCash Refund**
30 15 45 RM117 RM100,000 RM20,520
30 20 50 RM77 RM100,000 RM18,480

*Male age at next birthday.

** If no claim is made during policy tenure.

Find out more


Click here for Hospital and Surgical Rider Rates

Click here for Hospital and Surgical Rider Rates (BM)

PIDM protection


PROTECTION BY PIDM ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS POLICY/PRODUCT IS SUBJECT TO LIMITATIONS.

The benefit(s) payable under eligible policy/product is(are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Etiqa Life Insurance Berhad or PIDM (visit www.pidm.gov.my).


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e.g You might also need these accounts.

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