Premier Lady Savers

Features of Premier Lady Savers

Coverage for death, total permanent disability, and women-specific illnesses

Medical coverage for women's illnesses such as cancer of the uterus or breast(s), reconstructive surgery for the breast(s) due to cancer, and facial disfigurement due to accidents.
Guaranteed Bonus Units of up to 3% of the annual premium upon completion of the third policy year (subject to terms and conditions).
Flexibility to change the investment and protection allocation annually without needing to change your premium amount.
Flexibility to manage your money – perform annual auto-withdrawals starting from the 6th policy year, or monthly auto-withdrawals starting from the 10th policy year.
Choose from our wide range of Managed and Individual Funds to create your own investment strategy for greater returns.
Flexibility to switch between Managed and Individual Funds to suit your financial capability and investment objectives (conditions apply).
Option of paying annually, bi-annually, quarterly or monthly.
Free and convenient auto-debit of premium from your Maybank Current/Savings account.

Details of Benefits

Premier Lady Savers is a whole life investment-linked plan with payment payable until age 100, but coverage ceases at age 60 (age next birthday [ANB]) for basic female illnesses.

Allocation rate table
Policy year	Rate
1	70%
2	85%
3	100%

*Conditions apply, including no defaults in premium payments during the first 3 policy years

Protection benefit table
Age	Face amount (Multiple of annual premium)
	Subject to a maximum face amount of RM200,000
	Minimum	Maximum
18 – 30	40	100
31 – 35	40	80
36 – 40	30	60
41 – 45	30	50
46 – 50	20	50
51 – 55	20	25

Additional Riders

Add-ons for a more comprehensive plan.

Maternity Rider

Covers pregnancy complications as well as death of the life covered or of the child.
Also includes coverage for a range of infant congenital abnormalities.
Maternity Rider ceases at age 45 (ANB).
This plan will terminate upon Female Invasive Cancer (FIC) and System Lupus Erythematous (SLE), whichever comes earlier.

Accidental Death & Dismemberment (ADD)

Provides an extra lump sum should death or dismemberment occur due to accidents.
In case of dismemberment, this lump sum could be used for your daily expenses or your medical treatments.

Note: All riders are subject to respective terms & conditions.

Funds Profile

Mix and match your investments.

Select one or two funds, or spread it over any of our funds to suit your investment needs.

Fund	Objective	Annual Fund Management Fee
Premier Index Fund Click for Factsheet	To deliver performance of the FBM Bursa Malaysia KLCI 30 Index.	1.25%
Premier Equity Fund Click for Factsheet	To deliver performance that exceeds the performance of the FBM Bursa Malaysia KLCI 100 Index over a 5-year period.	1.50%
Premier Income Fund Click for Factsheet	To deliver performance that exceeds the 12-month fixed deposit rate over a 5-year period.	1.00%
Dana Ekuiti Prima Click for Factsheet	To deliver performance that exceeds the FBM Bursa Malaysia EMAS Shariah Index over a 5-year period.	1.50%
Dana Pendapatan Prima Click for Factsheet	To deliver performance that exceeds the 12-month fixed deposit rate over a 5-year period.	1.00%
Stable Fund Click for Factsheet	To deliver performance that exceeds the 12-month fixed deposit rate over a 5-year period.	1.00%
Balanced Fund Click for Factsheet	To deliver performance that exceeds the 12-month fixed deposit rate over a 5-year period.	1.25%
Growth Fund Click for Factsheet	To deliver performance that exceeds the FBM KLCI Index over a 5-year period.	1.50%

Click here to view full Fund Fact Sheets.

Find out more

Download the e-Brochure to find out more.

Click here for Maternity Benefit Rider Charge

Click here for Maternity Benefit Rider Charge (BM)

PIDM protection

PROTECTION BY PIDM ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS POLICY/PRODUCT IS SUBJECT TO LIMITATIONS.

The benefit(s) payable under eligible policy/product is(are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Etiqa Life Insurance Berhad or PIDM (visit www.pidm.gov.my).

Select Country