Get up to 30% cash rebate on your Motor Insurance/Takaful
Fewer miles on the road means fewer emissions from your car. And now, you will be rewarded for driving less with up to 30% cash rebate on your Motor Insurance/Takaful
Promotion period: 1 January 2023 – 31 December 2023
Get covered with Motor Insurance
Get covered with Motor Takaful
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Eligibility
Age of insured person/participant |
25- 80 years old |
Age of vehicle |
0 – 20 years |
Sum insured / covered |
RM12,000 and above |
Vehicle category |
Used for private purposes |
What do I need to do to enjoy cash rebate?
Follow these simple steps to activate your benefit and enjoy the cash rebate:
Step 1 - Activate your benefit
Download Etiqa Smile app and upload an image of your car odometer reading & car number plate.
Step 2 - Claim your rebate on the go
Upload an image of your car odometer reading on the app as and when you wish, subject to a minimum of 10 days between each upload. Cash rebate will be credited to your bank account within 7 working days!
Step 3 - Submit the final upload
Upon expiration of your Motor Insurance/Takaful plan, a final submission of your car odometer reading is required. You will be notified via SMS reminder 3 days before the expiration date.
How does the cash rebate work?
The cash rebate is calculated on daily basis, as a percentage of your basic premium/contribution (minus No Claim Discount) based on the variables in the Rebate Table below:
Tier |
Kilometer range |
Daily rebate |
Total rebate for a year |
---|---|---|---|
1 |
Drive less than 14km/day |
0.082% |
30% |
2 |
Drive between 14-28km/day |
0.055% |
20% |
3 |
Drive between 28-42km/day |
0.027% |
10% |
Note: Fractions of distance driven will be rounded up to the nearest km.
When do I get the cash rebate?
The cash rebate will be credited to your bank account within 7 working days from in-app submission.
Participating products
Motor Insurance | Motor Takaful |
---|---|
More info
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