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Get up to 30% cash rebate on your Motor Insurance/Takaful


Fewer miles on the road means fewer emissions from your car. And now, you will be rewarded for driving less with up to 30% cash rebate on your Motor Insurance/Takaful

Promotion period: 1 January 2023 – 31 December 2023

Get covered with Motor Insurance

Get covered with Motor Takaful

 

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Eligibility

Age of insured person/participant

25- 80 years old

Age of vehicle

0 – 20 years

Sum insured / covered

RM12,000 and above

Vehicle category

Used for private purposes

 

What do I need to do to enjoy cash rebate?

Follow these simple steps to activate your benefit and enjoy the cash rebate:

 

Step 1 - Activate your benefit

Download Etiqa Smile app and upload an image of your car odometer reading & car number plate.

 

Step 2 - Claim your rebate on the go

Upload an image of your car odometer reading on the app as and when you wish, subject to a minimum of 10 days between each upload. Cash rebate will be credited to your bank account within 7 working days!

 

Step 3 - Submit the final upload

Upon expiration of your Motor Insurance/Takaful plan, a final submission of your car odometer reading is required. You will be notified via SMS reminder 3 days before the expiration date.

How does the cash rebate work?

The cash rebate is calculated on daily basis, as a percentage of your basic premium/contribution (minus No Claim Discount) based on the variables in the Rebate Table below:

Tier

Kilometer range

Daily rebate

Total rebate for a year

1

Drive less than 14km/day

0.082%

30%

2

Drive between 14-28km/day

0.055%

20%

3

Drive between 28-42km/day

0.027%

10%

Note: Fractions of distance driven will be rounded up to the nearest km.

When do I get the cash rebate?

The cash rebate will be credited to your bank account within 7 working days from in-app submission.

Participating products

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