Grow Wealth - Digital Wealth | Maybank Malaysia

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Grow |Wealth

Make your money work for you

Don't lose out on better returns

Grow wealth

Make your money work for you

Don't lose out on better returns

The average fixed deposit rate in Malaysia is 1.78%*.

*The average rate is calculated based on a deposit amount of RM1,000 for 12 months (as of November 2020), including rates from Maybank, CIMB Bank, Public Bank, RHB Bank, Hong Leong Bank, AmBank, Affin Bank and Alliance Bank.

You need higher interest rates to beat inflation

Interest rates are on a down trend globally. So if you think that cash is safe, think again. Inflation can eat into your savings and before you even realise it, the same amount of money that you once had isn't going to buy you the same amount of goods as before.

Even if you have no specific goal in mind, investing your savings will give you a higher interest rate to offset inflation. And once you're ready to kick start a financial goal, you'll have your funds ready right here.

Is it better to save or invest?

Here's how your RM100 would have
grown over the past 10 years*

Inflation rate is 4.4% as of Jul 2022 (Source: https://www.dosm.gov.my/v1/index.php?r=column/cthemeByCat&cat=106&bul_id=c0hsU3lYL3g3R2Y0aXFrWjdMNU5CUT09&menu_id=bThzTHQxN1ZqMVF6a2I4RkZoNDFkQT09)
Savings acocunt rate is calculated by taking Malaysia's average deposit interest rate from 2007 to 2020 in Malaysia (Source: Statista 2020).
Investing returns are calculated based on S&P500's last 10 years annual return (Source: Goldman Sachs 2020).
All calculations assumed a one-time deposit of RM100 for the first year, which then compounded annually for the next 10 years.

Have a wealth target in mind?

Use the calculator below to find out if you’ll be able to achieve your wealth target within your set timeline.

How much wealth do you wish to achieve?

How many years do you want to take to achieve your wealth target?

How much savings do you currently have?

How much can you invest per month to achieve your wealth target?