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Business Recapitalisation Facility/-i (BRF/-i)

Objective


Aims to support SMEs to recover and grow, while managing their level of indebtedness through blended financing of debt financing and equity financing (by 3rd party equity financier).

Financing Purpose


Working capital and/or capital expenditure (CAPEX) including purchase of non-residential building for business use. Land financing is excluded.

Eligibility


SMEs in all sectors which do not have any impaired loans/financing as at 31 December 2019.

Facility Type


  • Term Loan / Commodity Murabahah Term Financing-i
  • Letter of Credit / Letter of Credit -i

Financing Quantum


Up to RM 5 million

Financing Tenure


Up to 10 years

Effective Rate


Term Loan / Commodity Murabahah Term Financing-i

Up to 4.00% p.a.

Letter of Credit/Letter of Credit-i

0.1% per (min RM75.00)

Equity Financing

No cap on the expected return on investment by 3rd party equity financier (EF). The expected return to be determined and agreed by both SMEs and 3rd party EF.

 

 

 

Required Document


  • Latest 6 months Bank Statements
  • Copy of directors’ Identity Card
  • Business registration and related statutory documents
  • Audited/management accounts for the last 2 financial years

How to Apply


More Info


Click for Business Recapitalisation Facility (BRF)   

Product Disclosure Sheet (English | Bahasa Malaysia)


Click for Business Recapitalisation Facility-i (BRF-i) 

Product Disclosure Sheet (English | Bahasa Malaysia)