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Savings Account

Maybank2u Savers-i

A Shariah-compliant online savings account based on the contract of Commodity Murabahah (cost-plus-sale)

  • Minimum Initial Deposit:

    RM250

  • Minimum balance to maintain:

    RM250

Shariah-compliant Savings Made Accessible

Enjoy the freedom of managing your account, anytime, anywhere.


With this account, you get:

  • To open and close your account anytime, anywhere in the world on Maybank2u.com
  • Savings based on the contract of Commodity Murabahah (cost-plus-sale)
  • No passbook
  • Perform transactions with: Maybank2u.com, ATM and Debit Card, M2U Mobile and Kawanku Phone Banking.
  • Access to over 2800 Maybank ATMs plus International ATMs via PLUS network.
  • Cashless shopping with Maybankard Debit.


* Protected by PIDM up to RM250,000 for each depositor.

* Click here for PIDM's DIS Brochure.

Click here for Terms and Conditions

 

Savings Band (RM)

Split Tier Effective Profit Rate (% p.a.)

Below RM2,000

0.20

Above RM2,000 to RM50,000

0.70

Subsequent balances above RM50,000

1.00


Effective from 8 May 2023

With effect from 1 August 2022, ‘Split Tier’ profit rate calculation will be implemented. ‘Split Tier’ is a profit calculation method that separates the account balance according to the respective rate tier.

Click here for Frequently Asked Questions.

Click here to view other Savings Account Profit Rate and the Ceiling Profit Rate (CPR). 

Click here for Product Disclosure Sheet (EN)

Click here for Product Disclosure Sheet (BM)

How to Apply

For Maybank2u.com users aged 18 and above.


To apply:

  1. Log-in to Maybank2u.com
  2. Click Apply Online at Maybank2u.com
  3. Select Account Type (Personal Savings Account), Product Type (m2u Savers-i) and Continue

Maybank2u Savers-i is open to Maybank2u.com users aged 18 years old and above with user ID & password access to the Maybank2u.com Secured Site.

For Maybank customers with an existing ATM/Debit Card, Maybank2u Savers-i will be automatically linked to their ATM/Debit Card. Existing fees apply.

New customers can apply for a new ATM/Debit Card at their nearest Maybank Branch. Enjoy unlimited withdrawals for an annual fee of RM8.00.

Apply now at www.maybank2u.com.my.

Fees and Charges, Rates

What fees and charges can you expect?


Fees and charges:

A fee of RM5.00 per transaction will be charged if Customers perform transactions over the counter (i.e. at any of the Bank's branches) for transactions that can be fulfilled/done via Maybank2u.com or at the Bank's kiosks (ATM, Cash Deposit Machine, Cheque Deposit Machine). Examples of transactions which can be fulfilled at Maybank2u.com/Bank's Kiosks are:

  • Withdrawals less than RM5,000.00
  • Perform Interbank GIRO transaction less than RM5,000.00
  • Transfer money less than RM5,000.00

Account closure within 3 months of opening: RM20

ATM/Debit card for new customers: RM8


Earn higher returns of up to 3.85% p.a. with e-Islamic Fixed Deposit-i! 


Maybank/Maybank Islamic customers can enjoy this limited-time e-Islamic Fixed Deposit-i (eIFD-i) offer.


FIND OUT MORE

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