You are advised to use future funds transfer or future bill payment if the amount fluctuates all the time. However, if the amount is fixed or doesn't change frequently, eSI is more convenient for you.
Yes, you can set eSI for Interbank Funds Transfers to participating financial institutions. The fees are free for eSI funds transfers within Maybank and RM0.11 (including 6% GST) for interbank transfer (IBG)
There is no limit for periodical funds transfers to own account(s) and payments to selected payee corporations. For periodical funds transfers to 3rd party account(s), the daily accumulated amount must not exceed RM3,000.
The fees are free for eSI funds transfers within Maybank and RM0.11 (including 6% GST) for interbank transfer (IBG)
Whenever you add/update an eSI 3rd party transfer, the amount will be accumulated daily. Once it reaches RM3,000, you won't be able to add/update your eSI on the same day.
E.g. 1
John has created and updated the eSI on the same day. His last application for a new eSI is unsuccessful as the gross amount is RM3,500.
No. | Service type/activity | From account | Amount | Effective date | Status |
---|---|---|---|---|---|
1 | 3rd party transfer | 514570109443 PCA | RM1,200.00 | 10 June 2008 | Successful |
2 | Update no. 1 | 514570109443 PCA | RM1,800.00 | 20 June 2008 | Successful |
3 | 3rd party transfer | 514570109443 PCA | RM500.00 | 30 June 2008 | Unsuccessful |
E.g. 2
John has created the first two eSI on the same day. His third eSI is unsuccessful as the gross amount has reached RM3,000 (even though he made a deletion).
No. | Service type/activity | From account | Amount | Effective date | Status |
---|---|---|---|---|---|
1 | 3rd party transfer | 514570109443 PCA | RM1,000.00 | 11 June 2008 | Successful |
2 | 3rd party transfer | 514235050063 i-Acct | RM2,000.00 | 10 July 2008 | Successful |
3 | Delete no. 1 | 514570109443 PCA | RM1,000.00 | 11 June 2008 | Successful |
4 | 3rd party transfer | 514235050063 i-Acct | RM100.00 | 21 June 2008 | Unsuccessful |
Yes, you can change the amount, termination date, frequency of payment, and effective date by using the "Update" function. However, if you update the details between 6pm to 12 midnight, the changes will only be effective on the next day.
Between 6am to 6pm, you can terminate your eSI immediately by deleting your eSI online or making your request to our Customer Care hotline at 1-300-88-6688 or 603-7844 3696 (if you are overseas). If you perform the deletion between 6pm to 12 midnight, it will only take effect the next day.