MaxiHome

We offer different packages to meet your personal investment needs or contingencies including children's education or home improvements.

Refinancing

Refinance your home loan with Maybank and enjoy savings with attractive refinancing features.  Add a top up facility on top of your redemption sum for renovations, educational expenses, etc for a total financing of up to 90% of the current market value of your house.

Need assistance?

EMAIL: refinance@maybank.com

Re-mortgage

Re-mortgage a house that has been fully paid for or is free from encumbrances to release cash from your largest fixed asset without having to sell. 

Redraw

If you have had a housing loan with Maybank for more than 6 months, you may opt for additional financing at any time. The total loan amount (e.g. current loan outstanding plus additional financing) can be up to 90% of the current market value of your house.

Redraw today and win cash vouchers worth up to RM20,000!

Learn More

• Flexible Repayment Options
  Takes care of your present and future needs.
• Flexible Choice of Facility
  Choose from a term loan, an overdraft or a combination of both. Under the combination option, the ratio of the term loan to overdraft is flexible and only subject to a minimum amount of RM10,000 for each facility type
• Higher Loan Eligibility
• Longer repayment period
  Up to 35 years or until the age of 70, whichever event occurs first.
• Higher loan margin
  Up to 95% of the value of the house (including capitalisation of related expenses such as MRTA premium)
• MRTA Coverage
  Which settles your outstanding mortgage and transfers the title deed to your family in the event of death or total and permanent disability
• Flexibility to Revise Monthly Instalments
• A Choice to Service The Interest Portion
  Or have monthly instalments commence immediately instead of upon full loan disbursement
• Easy Instalment Payment
  Pay via Maybank branches, ATMs, Phone Banking, and online via Maybank2u.com
• Flexibility to redraw advance/additional payments made in excess of the normal monthly repayment amount.
  Redrawing via M2U (for conventional loan only) or over-the-counter (for Conventional & Islamic financing) is subject to a RM25 fee per transaction.
• Competitive financing rates

Minimum property value for Refinancing, Redraw and Remortgage is RM75,000

Click here to see Mortgage Product Disclosure Sheet (Conventional)

Click here to see Mortgage Product Disclosure Sheet (Conventional - BM)

Click here to see Mortgage Product Disclosure Sheet (Islamic)

Click here to see Mortgage Product Disclosure Sheet (Islamic - BM)

Click here to see Houseowner Xtra Product Disclosure Sheet

Click here to see Houseowner Xtra Product Disclosure Sheet (BM)

Click here to see Takaful Houseowner Xtra Product Disclosure Sheet

Click here to see Takaful Houseowner Xtra Product Disclosure Sheet (BM)

Click here to download the Property Financing Application form

Click here to read on Insurance / Takaful Product Disclosure Sheet (Islamic)

Click here to read on Insurance / Takaful Product Disclosure Sheet (Conventional)