Latest Islamic CASA Rate Table (Effective from 27 September 2024)
Islamic Savings Account Rates
Basic Savings Account-i (BSA-i)
|
Savings Band (RM) |
Split Tier Effective Profit Rate (% p.a.) |
|---|---|
|
First RM1,000 |
0.25 |
|
Above RM1,000 to RM10,000 |
0.25 |
|
Above RM10,000 to RM25,000 |
0.25 |
|
Above RM25,000 to RM50,000 |
0.25 |
|
Above RM50,000 to RM100,000 |
0.25 |
|
Above RM100,000 to RM200,000 |
0.30 |
|
Above RM200,000 to RM500,000 |
0.30 |
|
Subsequent balances above RM500,000 |
0.30 |
With effect from 1 August 2022, ‘Split Tier’ profit rate calculation will be implemented. ‘Split Tier’ is a profit calculation method that separates the account balance according to the respective rate tier. Kindly refer product page for details.
Savings Account-i (SA-i)
|
Savings Band (RM) |
Split Tier Effective Profit Rate (% p.a.) |
|---|---|
|
First RM1,000 |
0.20 |
|
Above RM1,000 to RM10,000 |
0.20 |
|
Above RM10,000 to RM25,000 |
0.20 |
|
Above RM25,000 to RM50,000 |
0.20 |
|
Above RM50,000 to RM100,000 |
0.20 |
|
Above RM100,000 to RM200,000 |
0.30 |
|
Above RM200,000 to RM500,000 |
0.35 |
|
Subsequent balances above RM500,000 |
0.35 |
With effect from 1 August 2022, ‘Split Tier’ profit rate calculation will be implemented. ‘Split Tier’ is a profit calculation method that separates the account balance according to the respective rate tier. Kindly refer product page for details.
Premier Account-i (PA-i)
|
Savings Band |
Effective Profit Rate (%p.a) |
|---|---|
|
Up to 50,000 |
2.30 |
|
Above 50,000 |
0.40 |
Yippie-i
|
Savings Band |
Effective Profit Rate (%p.a) |
|---|---|
|
Up to 50,000 |
2.30 |
|
Above 50,000 |
0.40 |
imteen-i
|
Savings Band |
Effective Profit Rate (%p.a) |
|---|---|
|
Up to 50,000 |
2.30 |
|
Above 50,000 |
0.40 |
M2U Savers-i
|
Savings Band (RM) |
Split Tier Effective Profit Rate (% p.a.) |
|---|---|
|
Below RM2,000 |
0.20 |
|
Above RM2,000 to RM50,000 |
0.70 |
|
Subsequent balances above RM50,000 |
1.00 |
With effect from 1 August 2022, ‘Split Tier’ profit rate calculation will be implemented. ‘Split Tier’ is a profit calculation method that separates the account balance according to the respective rate tier. Kindly refer product page for details.
Maybank One Account
|
Product |
Split Tier Effective Profit Rate (% p.a.) |
|---|---|
|
Personal Savers-i |
0.20 |
|
Flexi Savers-i |
0.40 |
With effect from 1 August 2022, ‘Split Tier’ profit rate calculation will be implemented. ‘Split Tier’ is a profit calculation method that separates the account balance according to the respective rate tier. Kindly refer product page for details.
Ceiling Profit Rate
|
Product |
Ceiling Profit Rate (%p.a) |
|---|---|
|
Savings Account-i |
0.15 |
|
Current Account-i |
0.01 |
Ceiling Profit Rate (CPR) is used for Commodity Murabahah' selling price for the trading purposes and customers will earn profit based on effective profit rate.